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Title : Bottom line.
link : Bottom line.

Bottom line.

 New headline this morning. . . . . 

Barclays slaps spending curbs on customers - no matter how wealthy they are.

Click bait probably but I will have a look. Outrageous, how dare they! I decide how and when, and what I spend my money on. 

Customers have told the Telegraph that Barclays wrote to say that their overdraft limit will be cut to ensure they “do not borrow more than is manageable”. 

Oh, I see, it's all about overdrafts. 

But the customers insist they have substantial savings with Barclays and only use their overdrafts for emergencies, or if a surprise bill drags them over their limit. 

So why do wealthy people have an overdraft? Haven't they got a bit of cash put by in case of emergencies? 

And what is an overdraft anyway? I have never had one. I suppose it's a sum of money which the bank can make available to you, in case you over spend and find yourself going into the red. My bank once offered me that facility. I declined their kind offer, knowing that if I used their money to pay for something, it could end up being quite costly when the interest is piled on. 

No thank you. When I was skint, which was more often than not, I meticulously monitored my account with the bank, being very careful not to let the balance become dangerously low. This is why I insist on a paper statement every month sent in the post. I can make notes on the bottom for the following month. What money will be coming in, and what payments going out I have to cover. When the balance became too close to the bottom line, I cut back and stopped spending. Wait a month for things to pick up again. 

So, another misleading headline. Click on it to find out the rest of the story. This is exactly why they use emotive language, to reel you in. One click and another dot is joined, building up a comprehensive picture of all our personal details. 

Much to do today. I will set a video to upload, and chuck it out later when it is done. 

Toodle pip.   ilona

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